Instead of “sell first” or “buy first,” Irvine families are coordinating both transactions together using four key pillars:
1. Plan the Timeline First
Start with your ideal move date.
Reverse engineer inspections, loan timelines, school schedules, and possession dates from there.
2. Get Full Payment Clarity Early
Don’t just look at price — calculate:
- Mortgage scenarios
- Property taxes
- HOA / Mello-Roos
- Insurance and utilities
Clarity removes panic.
3. Negotiate Possession Control
Leasebacks and flexible closing timelines can:
- Prevent rushed decisions
- Avoid temporary housing
- Give you stronger buying power
4. Use Smart Financing Tools
Many families use:
- HELOCs
- Bridge loans
- Mortgage recasting
These tools create flexibility and reduce pressure.
Real Example: Northwood Family Upgrade
A family with a 3-bedroom home at a 2.75% rate needed more space. We:
- Built a move calendar
- Ran multiple payment scenarios
- Negotiated a 30-day leaseback
- Used a HELOC to strengthen their offer
- Closed both homes within 9 days
Their payment increased — but there were zero surprises.
They felt in control the entire time.
That’s the goal.
Watch the Full Video
If you’d like a deeper explanation of how this works in Irvine and Tustin Legacy, watch the full breakdown below:
